One card, with First Premier Bank, even had interest rates go as high as 80%. The question was this (verbatim): “Hi James, Please please help me. Answer: DON’T PAY YOUR CREDIT CARD DEBT if it is hurting the rest of your life. Then the courts just give the credit card companies your money. North Carolina and West Virginia, for whatever reason, are the worst states if you are a buyer of batches of bad credit card debt. But they might only pay 2 cents on the dollar for those.
Here are some of our favorite tools that you can try: Internet Service Provider (ISP): Sonic Wireless provider: Cricket Encrypt an email account you already have: Thunderbird with Enigmail; Mac Mail with GPGTools; Outlook with GPG4Win Private email clients: Unspyable, Countermail, or Shazzle Search engines: Ixquick and Duck Duck Go Mobile calls: Red Phone, Silent Circle Android proxy: Orbot i OS proxy: Foxy Proxy (configure it as a proxy, not a VPN) Mobile photos: Obscura Cam Text messaging: Text Secure Online tracker blocking: our very own DNTMe Web-based chatting: Adium with OTR, Cryptocat Mobile chatting: Chat Secure (i OS)Virtual private networks (VPNs): i VPN, Private Wifi Hard drive encryption: True Crypt Web browser: Tor Browser (and Mozilla’s Firefox is the best major browser on privacy) Mobile browser: Onion Browser (i OS), Orweb (Android) There’s an emerging consumer privacy movement built around the premise of giving regular web users (regardless of tech-savvy) the power to limit the personal info collected about them, so expect the usability and availability of privacy tools to skyrocket soon.
For example, if you’re a user of our stuff, then you probably know that we have a tool in the works that will help mask your contact information.
You can check to see if you’re pre-approved for this card without impacting your credit scores.
This can give you a better idea of the likelihood you’ll be approved if you decide to actually apply.
Now collection agencies start calling you day and night. Or if you answer the phone, record the conversation.